Alias asked:


I was pre-approved for an AMEX card. Called to apply and they put my application in pending status b/c they want me to provide proof of my employment by sending them a recent pay stub along with a letter from my employer corroborating my emolument.

Luetta

3 Responses to “Is it legal for a creditor to request documents proving current employment or is that discrimination?”

1. Elsa D on March 27th, 2009 3:16 am

   It is only discrimination if they dont’ require everyone to have a job.

   Trust me, we all have to show we have the ability to pay.

2. canam on March 29th, 2009 3:03 pm

   Most places ask for your employers name, address and phone number and verify employment themselves. After all you could send them false documents. I would tell them your employer would prefer it if they contacted them.

3. kate on March 30th, 2009 2:30 pm

   Legal and a smart business practice .
   You want their $$$$ , they have every right to determine if you qualify .
   If you do not want to provide proof of employment ,
   Do Not apply for an account where you will be borrowing Their $$$$$ .

   >